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Apple
iPhone 13 Mini
All monthly pricing below req’s 0% APR, 36-mo. installment agmt. $0 for well-qual. customers. Credit card may be req’d (except MA, PA, ND). Taxes due at sale. Restrictions apply. See price details.
Available Colors: Pink
Capacity: 00 GB
Pricing Options: AT&T Installment Plan
0% APR, 36 monthly device payments of $/mo Well-qualified customers only. Price includes separate $5.00/mo. Next Up upgrade feature (not applied to device price). Taxes due at sale. Restrictions apply. See price details.
0% APR, 36 monthly device payments. Well-qualified customers only. Taxes due at sale. Restrictions apply. See price details.
Retail price. Requires qualified service. See price details.
Upgrade early with AT&T Next UpSM
Get the option to upgrade early by trading in your device after you pay off half its retail price. Restrictions apply.
Learn how new and existing customers get the epic iPhone 13 for up to $800 off with eligible trade-in.
Req’s purchase on installment plan & qual. wireless svc. Well-qualified customers only. Restr’s apply. See offer details.

NEW AND EXISTING CUSTOMERS CAN GET UP TO $800 OFF ELIGIBLE SMARTPHONES

Limited time offer.

You’ll need to:
·       Purchase an eligible smartphone on a qualifying installment agreement, including taxes on full retail price (up front) and $30 activation/upgrade fee.
·       Activate/keep postpaid unlimited voice & data wireless service (min. $75/mo. for new unlimited customers before discounts). AT&T may temporarily slow data speeds if the network is busy.
·       Trade-in an eligible smartphone in good working condition within 30 days of activation.

 

Then you’ll get:
·       Up to $800 in bill credits with smartphone trade-in value of $95 or higher
·       Up to $350 in bill credits with smartphone trade-in value of $35 to $94

 

Important notes:

·      Credits start within 3 bills after trade-in is completed and will be applied in equal amounts over the term of installment agreement. You will receive catch-up credits once bill credits start. Credit will not exceed the lower of the device cost or the max credit amount as defined above.
·      If you cancel wireless service, your credits will end and you’ll owe the remaining balance on the installment agreement for the device purchased.
·      For new lines, if you cancel service on any other line on your account within 90 days of activating the line under this offer, device credits will stop.
·      If buying on the AT&T Installment Plan with Next Up, customer is responsible and will not receive any credits for the additional $5/mo. Next Up upgrade feature.

See additional terms

Qualifying Installment Plan:

·      Requires a qualifying 0% APR installment agreement (36-mo. term from $19.45/mo. up to $44.45/mo. based on device purchased) Other installment options may be available and vary by location.
·      $0 down for well-qualified customers only, or down payment may be required and depends on a variety of factors.

 

Eligible Devices:

Eligible Purchased Smartphones
  iPhone 13 mini
  iPhone 13
  iPhone 13 Pro
  iPhone 13 Pro Max
 

Eligible Trade-in Smartphones:

  This is not an early upgrade program. Trade-in device may not be on existing installment plan and trade-in does not relieve obligations under any AT&T installment agreement program or other AT&T Return and Exchange programs.
  Eligible trade-in devices are subject to change at any time and without notice.
 
  To qualify for $800 credit, minimum Trade-In value must be $95 or higher after device condition questions have been answered
Eligible devices:
·       Apple iPhone: X, XR, XS, 11, 11 Pro, 11 Pro Max, 12, 12mini, 12 Pro, 12 Pro Max, XS Max
·       Samsung Galaxy: A71, A71 5G, S10, S10+, S10 5G, S10e, S10 Lite, Note10, Fold, Fold 5G, S20 5G, S20 Ultra 5G, S20+, Note8, Note9, Note10+, Note10+ 5G, Note20, Note20 Ultra 5G, Z Flip, S20 FE, S20 FE 5G, S21 5G, S21+ 5G, S21 Ultra 5G, ZFold2 5G
·       Google: Pixel 4, 4 XL, 4a, 5
·       LG: V60 ThinQ™ , WING™ 5G
·       OTHER: OnePlus 8 5G, OnePlus 8 Pro, moto razr 5G,  ZTE Red Magic 3
 
  To qualify for $350 credit, minimum Trade-In value must be $35 or higher after device condition questions have been answered
Eligible devices:
·       Apple iPhone: 7, 7 Plus, SE (2nd gen), 8, 8+
·       Samsung Galaxy: A50, A50s, A51, A70, A9, S8+, S9, S9+, S9+ Duos,
·       Google: Pixel 3, 3 XL, 3a, 3a XL
·       LG: Stylo6, V50 ThinQ™
·       OTHER: Moto Z4, RED Hydrogen One, Razer Phone, Razer 2, Kyocera DuraForce Pro 2, OnePlus 6, OnePlus 6T, OnePlus 7 Pro, OnePlus 7 Pro 5G, OnePlus 7T, OnePlus 7T Pro 5G McLaren, Nord10, Asus Rog Phone2

Additional terms:

·       See att.com/unlimited for current unlimited plans.  Retired unlimited plans may also qualify (excluding prepaid, session-based, and Data Unlimited at $45/mo. plans). Speed, usage & other restr’s apply. For plans available to business customers, see https://www.business.att.com/categories/mobile-rate-plans.html.
·       If trade-in value of device is greater than the credit you are eligible for, you may receive a one-time trade-in credit (value via instant credit or promo card) in lieu of this bill credit.  See att.com/tradein for terms. 
·       To qualify for bill credits, wireless line must be on an installment agreement, and remain active & in good standing for 30 days.
·       Installment agreement starts when device is shipped.
·       To get all the credits, the discounted device must remain on installment agreement and you must keep eligible service for entire installment term.
·       If you upgrade or pay up/off the installment agreement on the discounted device early, your credits may cease.
·       You have 14 days (30 days for FirstNet Agency Paid customers) (30 days for business customers) to exchange or return the smartphone; a restocking fee of up to $55 may apply.
·       Pricing, promotions, programming, terms & restrictions subject to change & may be modified or terminated at any time without notice.

Total: $16.67 /mo.
0% APR, 36 monthly device payments of $/mo Well-qualified customers only. Price includes separate $5.00/mo. Next Up upgrade feature (not applied to device price). Taxes due at sale. Restrictions apply. See price details.
0% APR, 36 monthly device payments. Well-qualified customers only. Taxes due at sale. Restrictions apply. See price details.
Retail price. Requires qualified service. See price details.
Overview

iPhone 13 mini. The most advanced dual-camera system ever on iPhone. Lightning-fast A15 Bionic chip. A big leap in battery life.1 Durable design. Superfast 5G.2 And a brighter Super Retina XDR display.

1 Battery life varies by use and configuration. See apple.com/batteries for more information.
2 Data plan required. 5G is available in select markets and through select carriers. Speeds vary based on site conditions and carrier. For details on 5G support, contact your carrier and see apple.com/iphone/cellular.

Key Features

5.4-inch Super Retina XDR display3

With 5G speed2

Advanced dual-camera system with Cinematic mode

A15 Bionic chip with Neural Engine

Dimensions

Size (inches)

5.18 x 2.53 x 0.30

Weight (ounces)

4.97

Display

Super Retina XDR display

The iPhone 13 mini display has rounded corners that follow a beautiful curved design, and these corners are within a standard rectangle. When measured as a standard rectangular shape, the screen is 5.42 inches diagonally (actual viewable area is less).

Display size (inches)

5.4‑inch (diagonal) all‑screen OLED display3

Resolution (pixels)

2340‑by‑1080-pixel resolution at 476 ppi

Contrast ratio (typical)

2,000,000:1

Splash, water, and dust resistant

Rated IP68 (maximum depth of 6 meters up to 30 minutes) under IEC standard 605294

More details

HDR display
True Tone
Wide color (P3)
Haptic Touch
800 nits max brightness (typical); 1200 nits max brightness (HDR)
Fingerprint-resistant oleophobic coating
Support for display of multiple languages and characters simultaneously

Camera & video

Rear-facing cameras

Dual 12MP camera system: Wide and Ultra Wide cameras

Aperture

Wide: ƒ/1.6 aperture
Ultra Wide: ƒ/2.4 aperture and 120° field of view

Zoom

2x optical zoom out
Digital zoom up to 5x

More rear-facing camera details

Portrait mode with advanced bokeh and Depth Control
Portrait Lighting with six effects (Natural, Studio, Contour, Stage, Stage Mono, High‑Key Mono)
Sensor‑shift optical image stabilization (Wide)
Seven‑element lens (Wide); five‑element lens (Ultra Wide)
True Tone flash with Slow Sync
Panorama (up to 63MP)
Sapphire crystal lens cover
100% Focus Pixels (Wide)
Night mode
Deep Fusion
Smart HDR 4
Photographic Styles
Wide color capture for photos and Live Photos
Lens correction (Ultra Wide)
Advanced red‑eye correction
Auto image stabilization
Burst mode
Photo geotagging
Image formats captured: HEIF and JPEG

Video Recording

Cinematic mode for recording videos with shallow depth of field (1080p at 30 fps)
HDR video recording with Dolby Vision up to 4K at 60 fps
4K video recording at 24 fps, 25 fps, 30 fps, or 60 fps
1080p HD video recording at 25 fps, 30 fps, or 60 fps
720p HD video recording at 30 fps
Sensor-shift optical image stabilization for video (Wide)
2x optical zoom out
Digital zoom up to 3x
Audio zoom
True Tone flash
QuickTake video
Slo‑mo video support for 1080p at 120 fps or 240 fps
Time‑lapse video with stabilization
Night mode Time-lapse
Cinematic video stabilization (4K, 1080p, and 720p)
Continuous autofocus video
Take 8MP still photos while recording 4K video
Playback zoom
Video formats recorded: HEVC and H.264
Stereo recording

Video Playback

Video formats supported: HEVC, H.264, MPEG‑4 Part 2, and Motion JPEG
HDR with Dolby Vision, HDR5, and HLG
Up to 4K HDR AirPlay for mirroring, photos, and video out to Apple TV (2nd generation or later) or AirPlay 2–enabled smart TV
Video mirroring and video out support: Up to 1080p through Lightning Digital AV Adapter and Lightning to VGA Adapter (adapters sold separately)

TrueDepth camera

12MP camera
ƒ/2.2 aperture
Portrait mode with advanced bokeh and Depth Control
Portrait Lighting with six effects (Natural, Studio, Contour, Stage, Stage Mono, High‑Key Mono)
Animoji and Memoji
Night mode
Deep Fusion
Smart HDR 4
Photographic Styles
Cinematic mode for recording videos with shallow depth of field (1080p at 30 fps)
HDR video recording with Dolby Vision up to 4K at 60 fps
4K video recording at 24 fps, 25 fps, 30 fps, or 60 fps
1080p HD video recording at 25 fps, 30 fps, or 60 fps
Slo-mo video support for 1080p at 120 fps
Time‑lapse video with stabilization
Night mode Time-lapse
Cinematic video stabilization (4K, 1080p, and 720p)
QuickTake video
Wide color capture for photos and Live Photos
Lens correction
Retina Flash
Auto image stabilization
Burst mode

Power and Battery

Built-in rechargeable lithium-polymer battery

Audio playback (hours)

Up to 557

Video playback (hours)

Up to 177

Video playback, streamed (hours)

Up to 137

Charging

Via USB to computer system or power adapter

Wireless charging capable

MagSafe wireless charging up to 15W8
Qi wireless charging up to 7.5W8

Fast charging capable

Up to 50% charge in around 30 minutes9 with 20W adapter or higher (sold separately)

MagSafe

Details

Wireless charging up to 15W8
Magnet array
Alignment magnet
Accessory Identification NFC
Magnetometer

Processor

Chipset

A15 Bionic chip

Neural Engine

Memory

Internal memory storage (up to)7

Up to 128GB / 256GB/ 512GB

Operating System

iOS

15

Face ID

Enabled by TrueDepth camera for facial recognition

Apple Pay®

Pay with your iPhone using Face ID in stores, within apps, and on the web
Send and receive money in Messages with Apple Cash11
Complete purchases made with Apple Pay on your Mac
Pay for your ride using Express Transit12

Siri8

Use your voice to send messages, set reminders, and more
Activate hands‑free with only your voice using “Hey Siri”
Use your voice to run shortcuts from your favorite apps

Wireless technology

5G

5G Plus

Bands n258, n260, n261

FDD-LTE

Bands 1, 2, 3, 4, 5, 7, 8, 11, 12, 13, 14, 17, 18, 19, 20, 21, 25, 26, 28, 29, 30, 32, 66, 71

TD-LTE

Bands 34, 38, 39, 40, 41, 42, 46, 48

UMTS/HSPA/HSPA+/DC‑HSDPA

850, 900, 1700/2100, 1900, 2100 MHz

GSM/GPRS/EDGE

850, 900, 1800, 1900 MHz

HD Voice capable

Wi-Fi Calling capable

Video calling14

FaceTime video calling over cellular or Wi‑Fi14
FaceTime HD (1080p) video calling over 5G or Wi‑Fi

Audio calling14

FaceTime audio
Voice over LTE (VoLTE)2
Wi‑Fi calling2

Wi-Fi connectivity

Wi‑Fi 6 (802.11ax) with 2×2 MIMO

Wi-Fi-capable

Near Field Communication (NFC)

Yes with reader mode

Bluetooth® technology

v5.0

SIM type

Dual SIM (nano‑SIM and eSIM)15

Apps

Web browser

Safari

Sensors

Sensors

Face ID
Barometer
Three‑axis gyro
Accelerometer
Proximity sensor
Ambient light sensor

Messaging & email

Messages

Music

Music player

Apple Music®

Supported music formats

AAC‑LC, HE‑AAC, HE‑AAC v2, Protected AAC, MP3, Linear PCM, Apple Lossless, FLAC, Dolby Digital (AC‑3), Dolby Digital Plus (E‑AC‑3), Dolby Atmos, and Audible (formats 2, 3, 4, Audible Enhanced Audio, AAX, and AAX+)

Spatial audio playback

User‑configurable maximum volume limit

Accessibility

Hearing Aid (HAC) rating

M3,T4

TTY/TTD compatible

Real Time Text (RTT) support

Features

Voice Control
VoiceOver
Zoom
Magnifier
RTT and TTY support
Siri and Dictation
Type to Siri
Switch Control
Closed Captions
AssistiveTouch
Spoken Content
Back Tap

Footnotes

Footnotes

*AT&T 5G requires compatible plan and device. 5G not available everywhere. Go to att.com/5Gforyou for details.

AT&T 5G+ service is not available in most areas. 5G+ is offered in very limited locations in specific cities. Device will display 5G+ coverage indicator when used in an area where 5G+ coverage is available. 5G+ requires approximate unobstructed line of site to signal source. For details on AT&T 5G coverage and the venues, campuses and other points of interests where 5G+ is available visit att.com/5Gforyou.

1 Battery life varies by use and configuration. See apple.com/batteries for more information.

2 Data plan required. 5G is available in select markets and through select carriers. Speeds vary based on site conditions and carrier. For details on 5G support, contact your carrier and see apple.com/iphone/cellular.

3 Size and weight vary by configuration and manufacturing process.

4 iPhone 13 Pro and iPhone 13 Pro Max are splash, water, and dust resistant and were tested under controlled laboratory conditions with a rating of IP68 under IEC standard 60529 (maximum depth of 6 meters up to 30 minutes). Splash, water, and dust resistance are not permanent conditions. Resistance might decrease as a result of normal wear. Do not attempt to charge a wet iPhone; refer to the user guide for cleaning and drying instructions. Liquid damage not covered under warranty.

5 Standard dynamic range video content only.

6 Accessories are sold separately.

7 All battery claims depend on network configuration and many other factors; actual results will vary. Battery has limited recharge cycles and may eventually need to be replaced by Apple service provider. Battery life and charge cycles vary by use and settings. See apple.com/batteries and apple.com/iphone/battery for more information.

8 Wireless chargers sold separately.

9 Testing conducted by Apple in August 2021 using preproduction iPhone 13 mini, iPhone 13, iPhone 13 Pro, and iPhone 13 Pro Max units and software and accessory Apple USB-C Power Adapter (20W Model A2305). Fast-charge testing conducted with drained iPhone units. Charge time varies with settings and environmental factors; actual results will vary.

10 Available space is less and varies due to many factors. A standard configuration uses approximately 11GB to 14GB of space (including iOS and preinstalled apps) depending on the model and settings. Preinstalled apps use about 4GB, and you can delete these apps and restore them. Storage capacity subject to change based on software version and may vary by device.

11 To send and receive money with Apple Pay, you must be at least 18 years old and a resident of the United States. If you’re under 18 years old in the United States, your family organizer can set up Apple Cash for you as part of Apple Cash Family. Then you can send and receive money with Apple Pay. Sending and receiving money with Apple Pay and the Apple Cash card are services provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.

12 Available only in select cities and transit systems. Requires eligible device and OS version. See here for details.

13 Siri may not be available in all languages or in all areas, and features may vary by area. Internet access required. Cellular data charges may apply.

14 FaceTime calling requires a FaceTime‑enabled device for the caller and recipient and a Wi‑Fi connection. Availability over a cellular network depends on carrier policies; data charges may apply.

15 Use of eSIM requires a wireless service plan (which may include restrictions on switching service providers and roaming, even after contract expiration). Not all carriers support eSIM. Use of eSIM in iPhone may be disabled when purchased from some carriers. See your carrier for details. To learn more, visit support.apple.com/kb/HT209044.

All talk, data, and standby times depend on network configuration.

All marks contained herein are the property of their respective owners.

Service provided by AT&T Mobility.

Limited 4G LTE availability. LTE is a trademark of ETSI.

All talk, data, and standby times depend on network configuration.
© 2021 AT&T Intellectual Property. All rights reserved. Owners of all marks retain their rights.

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ORDER AT&T WIRELESS & RECEIVE A $25 GIFT CARD

Courtesy of att-bundles.com and fulfilled by Elite Fulfillment Group. $25 Gift Card is not affiliated with or fulfilled in any way by AT&T. See offer details.

Get more with

Unlimited Your Way SM

Pick the perfect plan for each family member

Starting at

$35

Month
Per Line
For 4 Lines

Req’s AT&T Unlimited Starter® Plan, autopay & paperless bill. Taxes and fees extra.

All unlimited plans include AT&T 5G and AT&T ActiveArmorSM security.

AT&T may temporarily slow data speeds if the network is busy.

Price shown is after all discounts, which start w/in 2 bills. Compatible device for 5G, and AT&T Mobile Security App and Call Protect App access. Download of apps required. 5G may not be available in your area. For coverage details, see att.com/5Gforyou. Video may be ltd. to SD. Credit card may be req’d (except MA, PA, ND). Add’l charges, usage, speed & other restr's apply. See offer details.

Whole family taking selfie

Get more with

Unlimited Your Way SM

Pick the perfect plan for each family member

Starting at

$35

Month
Per Line
For 4 Lines

Req’s AT&T Unlimited Starter® Plan, autopay & paperless bill. Taxes and fees extra.

All unlimited plans include AT&T 5G and AT&T ActiveArmorSM security.

AT&T may temporarily slow data speeds if the network is busy.

Price shown is after all discounts, which start w/in 2 bills. Compatible device for 5G, and AT&T Mobile Security App and Call Protect App access. Download of apps required. 5G may not be available in your area. For coverage details, see att.com/5Gforyou. Video may be ltd. to SD. Credit card may be req’d (except MA, PA, ND). Add’l charges, usage, speed & other restr's apply. See offer details.

Choose the right plan for each line
Use our interactive slider to find your best price.

1

2

3

4

5

All plans include unlimited talk, text and data in the US Canada and Mexico and unlimited text from the US to 120+ countries.
Price shown below is after AutoPay & Paperless billing discount which start w/in 2 bills. Taxes and fees extra.
AT&T
Unlimited Starter®

With unlimited talk, text & data, 5G access and more. It's our best price for unlimited.

$30
mo. per line (for 5 lines)
$35
mo. per line (for 4 lines)
$45
mo. per line (for 3 lines)
$60
mo. per line (for 2 lines)
$65
mo. per line (for 1 line)

Included in your plan:

  • Unlimited talk, text & data
    AT&T may temporarily slow data speeds if the network is busy.
  • 5G Access
    Requires compatible device. 5G may not be in your area. For coverage details, see att.com/5Gforyou.
  • AT&T ActiveArmorSM security1
    Including spam & fraud call blocking and more.
  • Standard-definition streaming
AT&T
Unlimited Extra®

Everything in Starter plus 50 GB of premium and 15GB of mobile hotspot data.

$35
mo. per line (for 5 lines)
$40
mo. per line (for 4 lines)
$50
mo. per line (for 3 lines)
$65
mo. per line (for 2 lines)
$75
mo. per line (for 1 line)

Included in your plan:

  • Unlimited talk, text, data + 50GB of Premium Data
    After 50GB, AT&T may temporarily slow data speeds if the network is busy.
  • 5G Access
    Requires compatible device. 5G may not be in your area. For coverage details, see att.com/5Gforyou.
  • AT&T ActiveArmorSM advanced security1
    Including spam & fraud call blocking, identity monitoring, safe browsing, and more.
  • 15GB Mobile Hotspot Data per line
    After 15GB, mobile hotspot speed slowed to a maximum of 128Kbps.
  • Standard-definition streaming
AT&T
Unlimited Elite®

The best of everything including unlimited high-speed data that can't slow down based on how much you use.

$45
mo. per line (for 5 lines)
$50
mo. per line (for 4 lines)
$60
mo. per line (for 3 lines)
$75
mo. per line (for 2 lines)
$85
mo. per line (for 1 line)

Included in your plan:

  • Unlimited talk, text & high-speed data that can't slow down based on how much you use.
  • 5G Access
    Requires compatible device. 5G may not be in your area. For coverage details, see att.com/5Gforyou.
  • ActiveArmorSM advanced security1
    Including spam & fraud call blocking, identity monitoring, safe browsing, and more.
  • 40GB Mobile Hotspot Data per line
    After 40GB, mobile hotspot speed slowed to a maximum of 128Kbps.
  • 4K Ultra High-definition streaming
    Plan includes Stream Saver. Stream video in HD quality, when available, with Stream Saver turned off.
  • Plus, HBO MAXTM included
    Video may be ltd. to SD. Compatible device and online account required for HBO Max access.

HBO MAX INCLUDED

1Compatible device and download of AT&T Mobile Security app and AT&T Call Protect app req’d to use all features.

STREAMING ONLY ON HBO MAXTM
STREAMING ONLY
ON HBO MAXTM
With HBO Max included in the AT&T Unlimited Elite® plan, you can stream your entertainment anytime, anywhere. Best of all, you have access to all of HBO® together with a collection of great movies, new Max Originals, and classic TV favorites like Friends.
Compatible device and online account required for HBO Max access. Programming and content subject to change. Additional charges, usage, speed and other restrictions apply. HBO MAX is used under license. See offer details.
AT&T 4GBSM

Single-line talk, text and 4GB of data

$40
/mo. per line (for 3+ lines)
Select Number of Lines
3+
$45
/mo. per line (for 2 lines)
Select Number of Lines
2
$50
/mo. per line (for 1 line)
Select Number of Lines
1
  • AT&T ActiveArmorSM security (including spam and fraud call blocking & more)*
  • Mobile Hotspot Data
  • SD Streaming
  • Unlimited texts to 120+ countries

*Download of AT&T Mobile Security App req’d. Data charges may apply for App download and usage. 4 GB data per line. Data overage: $10/2 GB. Overage must be used in the billing period provided. Phone required. Advertised monthly price includes monthly plan charge for talk, text and data & monthly per-line phone access charge for access to such services. See offer details.

AT&T Right To YouSM
PERSONAL DELIVERY. EXPERT SETUP. ALL FREE.
With AT&T Right To YouSM get delivery and expert setup as soon as today.
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Pick the time and place for your device to be delivered as soon as today.

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Friendly & knowledgeable AT&T Right To You experts will help you every step of the way.

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AT&T Right To You experts will work with you in-person or remotely to setup your new device the way you want

Select areas only. Services provided by AT&T or an authorized provider.

Get your device replaced as soon as same day1 with AT&T Protect Advantage.
1Available for eligible devices in select areas.
NO PHONE INSURANCE?
LET'S FIX THAT.

Sign up now to protect your device against loss, theft, damage and get personalized technical support.

Protect Advantage coverage starts at

$15

/mo. per enrolled mobile number

AT&T Protect Advantage Plans include Protect Insurance for 1 or 4, ProTech support, the ProTech app and the AT&T Photo Storage app. Protect Insurance for 1 and 4 are underwritten by Continental Casualty Company, a CNA company (CNA), and administered by Asurion Protection Services, LLC (in Iowa, Lic. #1001002300; in California, Asurion Protection Services Insurance Agency, LLC, CA Lic. #0D63161; in Puerto Rico, Asurion Protection Services of Puerto Rico, Inc.), a licensed agent of CNA.

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